Why your password can’t have symbols—or be longer than 16 characters | Ars Technica: " . . . as Microsoft noted, many successful password attacks have little to do with the content of the password itself (though the situation is getting worse) and more to do with phishing or other manipulations of the user, rather than his or her password. Except in extreme cases (ahem, looking at you, Chuck Schwab), specific length and character restrictions are unlikely to have significant effects on account security . . ." read more at link above
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